TITLE (TIMES NEW ROMAN, 14, BOLD CAPITALS)

Name Surname Author 1, University.... / High School... address, e-mail (Times New Roman 12)

Name Surname Author 2, University.... / High School... address, e-mail (Times New Roman 12)

Coordinator: Last Name, Prof......, University.... / High School..., address, e-mail (Times New Roman 12)

ABSTRACT: (Times New Roman 12, Italics, maximum 10 lines)

KEYWORDS: (Times New Roman 11, Italic, 3-5 keywords separated by a comma)

JEL CODES: (Times New Roman 11, Italic, 3-5 keywords separated by a comma. For example: E21, E31, F18, G15, etc. Select the codes on the site https://www.aeaweb.org/econlit/jelCodes.php?view=jel )